A PayPal fee calculator estimates the processing fee, net payout, and profit impact for a seller payment. Enter a sale amount, choose the payment type, and see what you keep after PayPal and other selling costs.
Rates are estimates for planning and may vary by country, account, currency conversion, and PayPal product. Check your PayPal account for the exact current rate before making a pricing decision.
$104.12
Estimated PayPal fee on that gross price: $4.12.
For many US online seller payments, PayPal charges about 3.49% plus $0.49 per transaction. Rates vary by payment type, country, currency, and account terms, so use this calculator as an estimate and check your PayPal account for the exact schedule.
Multiply the transaction amount by the percentage rate, then add the fixed fee. For example, a $100 payment at 3.49% plus $0.49 has an estimated fee of $3.98 and a net payout of $96.02.
Use the gross-up result. It solves the price needed after the percentage fee and fixed fee are deducted, so you can see what to charge if you need a specific net payout.
International commercial payments often include an additional percentage fee and may include currency conversion costs. Toggle the international option to estimate a 1.5 percentage point surcharge.
Payment processing fees are commonly treated as business expenses, but tax handling depends on your location and business setup. Keep records and ask a tax professional for advice.
Compare PayPal fees with marketplace costs, margins, and product economics.
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