A Stripe fee calculator estimates processing fees, net payout, gross-up pricing, and profit impact for a card or ACH payment. Enter a charge amount, choose the payment type, and see what your business keeps after Stripe and selling costs.
Rates are planning estimates for US sellers and may vary by country, currency, payment method, account, refund handling, Stripe product, and custom pricing agreement.
Current estimate uses a 0.03% rate plus $0.30.
$103.30
Estimated fee on that gross charge: $3.30.
$0.00
Estimated original processing fee tied to the refunded amount.
For many US online card payments, Stripe's public headline pricing is 2.9% plus $0.30 per successful card charge. International cards, currency conversion, manually entered cards, ACH, invoices, subscriptions, Connect, and custom pricing can change the fee.
Multiply the transaction amount by the percentage rate, then add the fixed fee. For example, a $100 online card payment at 2.9% plus $0.30 has an estimated Stripe fee of $3.20 and a net payout of $96.80.
Use the gross-up result. It solves for the charge amount needed after Stripe deducts the percentage fee and fixed fee, so you can price a payment around a target net payout.
International cards can add an extra percentage fee, and currency conversion can add another fee. Toggle those options to estimate the impact before you accept cross-border payments.
Stripe generally does not return the original processing fees when a payment is refunded. Use the refund input to estimate the fee cost you may still carry after refunding a charge.
Compare Stripe fees with marketplace costs, margins, and product economics.
Use Vibe Mart to list and discover vibe-coded apps with no commissions.